by Adriana Oginski | Jun 28, 2026 | Uncategorized
A lot of people guess when they buy life insurance. They pick a round number, hope it sounds reasonable, and move on. But if you have a spouse, children, a mortgage, or anyone who depends on your income, the better question is more specific: how much life insurance do...
by Adriana Oginski | Jun 27, 2026 | Uncategorized
When people hear about Cigna leaving ACA markets, the first reaction is usually the same: Am I losing my health insurance? That concern is understandable. Health coverage is not something most families want to revisit unless they have to, and changes in carriers can...
by Adriana Oginski | Jun 23, 2026 | Uncategorized
If your monthly Medigap premium keeps climbing, or you want drug coverage and extra benefits under one plan, you may be wondering how to switch from Medicare Supplement to Medicare Advantage without creating a coverage gap. The good news is that many people can make...
by Adriana Oginski | Jun 22, 2026 | Uncategorized
A gap in health coverage can happen fast – a job change, a missed enrollment window, a move, or waiting for other benefits to begin. In those moments, understanding short-term insurance pros and cons can help you avoid going uninsured while also avoiding a plan...
by Adriana Oginski | Jun 14, 2026 | Uncategorized
A lot of people ask the same question after comparing plan brochures and hearing terms that sound similar but work very differently: Can I have a Medicare Supplement with Medicare Advantage? The short answer is usually no. In most cases, you cannot use a Medicare...
